FAQ
What is a payday loan or cash advance?
A payday loan or cash advance is an unsecured, short-term cash loan to help you until your next payday. Customers choose payday advances to cover small, unexpected expenses while avoiding costly bounced-check fees and late payment penalties. At NeedEZmoneyNow.com, apply online for a payday loan and your advance will be electronically deposited to your checking or savings account.
Payday Loans Application
What can a payday loan be used for?
Whether you are paying off bills, celebrating a special occasion, or covering an unexpected cost your payday loan is there to be used at your own discretion.
How much can I receive?
Your first NeedEZmoneyNow.com loan is based upon the information you provide in your application. You may borrow up to $1500 and after a successful repayment of your loan, we may raise the amount on any futureNeedEZmoneyNow .com loans.
How are fees established?
Our fees are competitive and in compliance with all applicable state and federal laws.
Depending on the lender & State, fees can range from $5 to $30 per $100 borrowed. For example, if you borrow $300 then the fee will be between $15 and $90.
How do I qualify for a payday loan?
NeedEZmoneyNow.com does not perform credit checks, which makes qualifying for a payday advance easier than for traditional credit. You should meet all of the following requirements:
• Currently employed (or receive regular income)
• Make at least $1000/month
• Be 18 years of age or older and a U.S. citizen
• Have a checking or savings account with direct deposit.
